Our financial planning process is comprehensive. It begins with getting to know you and understanding your goals, your priorities and your concerns. We design and develop strategies that can help clients increase spendable income, protect assets against unforeseen risks, minimize the impact of taxes, and increase net worth.
Financial Planning
Financial Planning
Our financial planning process is comprehensive. It begins with getting to know you and understanding your goals, your priorities and your concerns. We design and develop strategies that can help clients increase spendable income, protect assets against unforeseen risks, minimize the impact of taxes, and increase net worth.
Through careful research and analysis, we work with you to develop comprehensive tailored strategies designed around your objectives.
Through careful research and analysis, we work with you to develop comprehensive tailored strategies designed around your objectives.
Our holistic financial planning process addresses the following areas:
Retirement Planning
An objective observation regarding your current retirement income goals will be made and you will be given an analysis of future funding options to help accomplish this objective.
Estate Planning
We will help you establish a plan for transferring your estate according to your wishes and employ strategies to grow and preserve your assets.
Tax Planning
We help you navigate the complex arena of taxation by providing solutions and techniques that can help reduce gift and estate, capital gains and income taxes.
Charitable Planning
We identify strategies to maximize impact and leave a sustained legacy while ensuring sufficient assets for retirement and lifetime care costs.
Investment Planning
We take a long-term approach to investment management and asset allocation. We analyze your investment goals, objectives, risk tolerance, and investment time horizon to develop a comprehensive investment plan, incorporating asset allocation strategies appropriate for the individual risk tolerance.
Risk Management
Even the best financial plan can be derailed by unexpected events without proper planning. Unforeseen events can result in significant financial consequences, such as loss of income, depletion of assets, and a diminished quality of life. By working with our clients to develop personalized risk management strategies that align with their financial goals, we help ensure that your family, your income, your assets and your dreams are protected and preserved.
Education Funding
We help you prepare for the cost of education for your family and loved ones. We help you navigate the complex landscape of college savings plans and financial aid options. Every family’s education goals are unique, and we work closely with you to develop a customized strategy that aligns with your values, priorities, and budget. Whether you’re just starting to save for college or your child is already preparing to apply, our team can help you optimize your education funding strategy to achieve your desired outcomes.
Equity-Based
Compensation Planning
Equity-based compensation is a powerful tool for attracting and retaining top talent, but it can also be complex and difficult to manage. Our advisors take a comprehensive approach to equity-based compensation planning, helping you navigate the intricacies of stock options, restricted stock, 10b5-1 plans and other forms of equity compensation.
Asset Protection
Protecting your assets from creditors, lawsuits, or other risks is a critical component of a sound financial plan. We’ll help you to identify potential vulnerabilities and develop a plan that minimizes your exposure to risk, while also ensuring that your assets are accessible and well-protected for generations to come.
Cash & Debt Management
Effective cash and debt management is a cornerstone of financial health and stability. Whether your objective is to pay down debt, develop a long-range cash flow goal, or increase the return on liquid assets without taking unnecessary risk, we can customize a strategy to meet your needs.
Financial Planning
Our holistic financial planning process addresses the following areas:
Retirement Planning
An objective observation regarding your current retirement income goals will be made and you will be given an analysis of future funding options to help accomplish this objective.
Estate Planning
We will help you establish a plan for transferring your estate according to your wishes and employ strategies to grow and preserve your assets.
Tax Planning
We help you navigate the complex arena of taxation by providing solutions and techniques that can help reduce gift and estate, capital gains and income taxes.
Charitable Planning
We identify strategies to maximize impact and leave a sustained legacy while ensuring sufficient assets for retirement and lifetime care costs.
Investment Planning
We take a long-term approach to investment management and asset allocation. We analyze your investment goals, objectives, risk tolerance, and investment time horizon to develop a comprehensive investment plan, incorporating asset allocation strategies appropriate for the individual risk tolerance.
Risk Management
Even the best financial plan can be derailed by unexpected events without proper planning. Unforeseen events can result in significant financial consequences, such as loss of income, depletion of assets, and a diminished quality of life. By working with our clients to develop personalized risk management strategies that align with their financial goals, we help ensure that your family, your income, your assets and your dreams are protected and preserved.
Education Funding
We help you prepare for the cost of education for your family and loved ones. We help you navigate the complex landscape of college savings plans and financial aid options. Every family’s education goals are unique, and we work closely with you to develop a customized strategy that aligns with your values, priorities, and budget. Whether you’re just starting to save for college or your child is already preparing to apply, our team can help you optimize your education funding strategy to achieve your desired outcomes.
Equity-Based Compensation Planning
Equity-based compensation is a powerful tool for attracting and retaining top talent, but it can also be complex and difficult to manage. Our advisors take a comprehensive approach to equity-based compensation planning, helping you navigate the intricacies of stock options, restricted stock, 10b5-1 plans and other forms of equity compensation.
Asset Protection
Protecting your assets from creditors, lawsuits, or other risks is a critical component of a sound financial plan. We’ll help you to identify potential vulnerabilities and develop a plan that minimizes your exposure to risk, while also ensuring that your assets are accessible and well-protected for generations to come.
Cash & Debt Management
Effective cash and debt management is a cornerstone of financial health and stability. Whether your objective is to pay down debt, develop a long-range cash flow goal, or increase the return on liquid assets without taking unnecessary risk, we can customize a strategy to meet your needs.
OUR APPROACH
Planning for Your Future
We help you follow through on financial decisions and commitments by working with you to prioritize and realize your goals.
PLANS MADE FOR YOU
Access Anytime
Our process allows for your entire financial picture accessible in one place: Access to view a complete and current snapshot of your assets, anytime, anywhere.
Browse More Services
Investment Management
We take a personalized and proactive approach to investment management. By taking the time to understand your unique financial situation, risk tolerance, and investment objectives, we develop customized investment strategies that are designed to meet your specific needs.
Business Planning
Business owners experience a wide range of opportunities, challenges, and rewards. Through our business planning services, we provide experience and knowledge to provide our clients with the confidence and clarity to take the steps necessary to reach their goals.
Insurance Services
Without a properly thought-out risk management program the consequences of an unexpected accident or health challenge can be devastating to even the most thought-out financial strategy. We believe that understanding the options is essential to making good financial decisions.
Browse More
Services
Investment Management
We take a personalized and proactive approach to investment management. By taking the time to understand your unique financial situation, risk tolerance, and investment objectives, we develop customized investment strategies that are designed to meet your specific needs.
Business Planning
Business owners experience a wide range of opportunities, challenges, and rewards. Through our business planning services, we provide experience and knowledge to provide our clients with the confidence and clarity to take the steps necessary to reach their goals.
Insurance Services
Without a properly thought-out risk management program the consequences of an unexpected accident or health challenge can be devastating to even the most thought-out financial strategy. We believe that understanding the options is essential to making good financial decisions.
Make a Life
With Us.
Looking for a financial services firm that can help
advance your financial wellbeing?
Make a Life
With Us.
Looking for a financial services firm that can help advance your financial wellbeing?
© 2023 Tax & Financial Group All Rights Reserved
Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them.
Securities offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC, CA Insurance Lic# 0644976), member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Tax & Financial Group is independent of Cetera. 4001 MacArthur Blvd., 3rd Floor, Newport Beach, CA 92660. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.
This site is published for residents of the United States only. Registered Representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, or visit Cetera Advisor Networks LLC site at www.ceteraadvisornetworks.com. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services. Please note: The charitable entities and/or fundraising opportunities described herein are not endorsed by, or affiliated with Cetera Advisor Networks or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored, or approved by Cetera.
Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them.
Securities offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC, CA Insurance Lic# 0644976), member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Tax & Financial Group is independent of Cetera. 4001 MacArthur Blvd., 3rd Floor, Newport Beach, CA 92660. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.
This site is published for residents of the United States only. Registered Representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, or visit Cetera Advisor Networks LLC site at www.ceteraadvisornetworks.com. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services. Please note: The charitable entities and/or fundraising opportunities described herein are not endorsed by, or affiliated with Cetera Advisor Networks or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored, or approved by Cetera.