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OUR FOUNDER

Richard McCloskey

CA Insurance License No. 0353926
CLU®, ChFC®, CFP®

At Tax & Financial Group (TFG), our foundation is built on vision, integrity, and leadership—and it all began with Dick McCloskey. In 1968, after returning to California from the Midwest with his wife, Tracie, a close friend from his high school and college days encouraged him to explore the industry. That conversation marked the beginning of a remarkable journey.

In 1970, Dick founded what would become Tax & Financial Group, originally licensed as R. McCloskey Insurance Agency, Inc. What started as a single office has since grown into a national firm, with multiple locations and a network of some of the most talented advisors and specialists in the industry.

Dick’s impact extended far beyond Tax & Financial Group. He was a true pioneer—championing mentorship, introducing collaborative study groups, and advocating for client-first strategies that have since become standard practice throughout the financial services world. His influence shaped careers, companies, and the very fabric of the industry.

Dick served as President of GAMA International’s Board of Directors from 1998 to 1999 and was inducted into the GAMA International Management Hall of Fame in 2002. He was also a 20-year member of LIMRA’s prestigious Research Agencies Group, where he presented on topics such as agency building and recruitment, and contributed thought leadership to numerous industry publications.

In 1998, Dick joined the Board of Directors for LIFE (Life and Health Insurance Foundation for Education), a national organization dedicated to raising awareness about the importance of insurance. His work earned him industry accolades including the Jeery G. Canavello Fellowship Award from the Orange County Life Underwriters Association (1995) and the Yates Award from the Pacific Region GAMA Association (1994)—both recognizing his leadership, management excellence, and dedication to professional development.

A passionate advocate for mentorship, Dick founded Mentoring Systems, Inc., a management consulting firm that helped insurance companies implement structured mentoring programs. His model became a global benchmark, with consulting services provided across the U.S., Canada, Australia, and Singapore.

Outside of his professional accomplishments, Dick was deeply committed to giving back. Dick served on the Board of the Make-A-Wish Foundation and, in 2004, established We Care For Kids, Inc., raising over $2 million to support children through the Make-A-Wish Foundation.

Dick was more than our founder—he was a mentor, a visionary, and a leader with a heart for people. His values continue to guide our company every day. We are proud to carry forward his legacy and honor the foundation he built.

Richard McCloskey is no longer affiliated or registered with Cetera Wealth Services, LLC. Any information provided by this individual is in no way related to Cetera Wealth Services, LLC or its registered representatives.

OUR FOUNDER

Richard McCloskey

CA Insurance License No. 0353926
CLU®, ChFC®, CFP®

At Tax & Financial Group (TFG), our foundation is built on vision, integrity, and leadership—and it all began with Dick McCloskey. In 1968, after returning to California from the Midwest with his wife, Tracie, a close friend from his high school and college days encouraged him to explore the industry. That conversation marked the beginning of a remarkable journey.

In 1970, Dick founded what would become Tax & Financial Group, originally licensed as R. McCloskey Insurance Agency, Inc. What started as a single office has since grown into a national firm, with multiple locations and a network of some of the most talented advisors and specialists in the industry.

Dick’s impact extended far beyond Tax & Financial Group. He was a true pioneer—championing mentorship, introducing collaborative study groups, and advocating for client-first strategies that have since become standard practice throughout the financial services world. His influence shaped careers, companies, and the very fabric of the industry.

Dick served as President of GAMA International’s Board of Directors from 1998 to 1999 and was inducted into the GAMA International Management Hall of Fame in 2002. He was also a 20-year member of LIMRA’s prestigious Research Agencies Group, where he presented on topics such as agency building and recruitment, and contributed thought leadership to numerous industry publications.

In 1998, Dick joined the Board of Directors for LIFE (Life and Health Insurance Foundation for Education), a national organization dedicated to raising awareness about the importance of insurance. His work earned him industry accolades including the Jeery G. Canavello Fellowship Award from the Orange County Life Underwriters Association (1995) and the Yates Award from the Pacific Region GAMA Association (1994)—both recognizing his leadership, management excellence, and dedication to professional development.

A passionate advocate for mentorship, Dick founded Mentoring Systems, Inc., a management consulting firm that helped insurance companies implement structured mentoring programs. His model became a global benchmark, with consulting services provided across the U.S., Canada, Australia, and Singapore.

Outside of his professional accomplishments, Dick was deeply committed to giving back. Dick served on the Board of the Make-A-Wish Foundation and, in 2004, established We Care For Kids, Inc., raising over $2 million to support children through the Make-A-Wish Foundation.

Dick was more than our founder—he was a mentor, a visionary, and a leader with a heart for people. His values continue to guide our company every day. We are proud to carry forward his legacy and honor the foundation he built.

Richard McCloskey is no longer affiliated or registered with Cetera Wealth Services, LLC. Any information provided by this individual is in no way related to Cetera Wealth Services, LLC or its registered representatives.

Make a Life

With Us.

Our advisor’s commitment to developing your financial
strategy is at the forefront of everything we do.

Contact Us

Make a Life

With Us.

Our advisor’s commitment to developing
your financial strategy is at the forefront of everything we do.

Contact Us

Securities offered through Cetera Wealth Services, LLC(doing insurance business in CA as CFGAN Insurance Agency LLC, CA Insurance Lic# 0644976), member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Tax & Financial Group is independent of Cetera. 4695 MacArthur Court, 10ᵗʰ Floor Newport Beach, CA 92660 – (949) 223-8100. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Wealth Services, LLC nor any of its representatives may give legal or tax advice. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.

This site is published for residents of the United States only. Registered Representatives of Cetera Wealth Services, LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, or visit Cetera Wealth Services, LLC site at www.ceterawealthservices.com. Please note: The charitable entities and/or fundraising opportunities described herein are not endorsed by, or affiliated with Cetera Wealth Services, LLC or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored, or approved by Cetera.

Important Information and Form CRS
Business Continuity

Securities offered through Cetera Wealth Services, LLC(doing insurance business in CA as CFGAN Insurance Agency LLC, CA Insurance Lic# 0644976), member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Tax & Financial Group is independent of Cetera. 4695 MacArthur Court, 10ᵗʰ Floor Newport Beach, CA 92660 – (949) 223-8100. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Wealth Services, LLC nor any of its representatives may give legal or tax advice. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.

This site is published for residents of the United States only. Registered Representatives of Cetera Wealth Services, LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, or visit Cetera Wealth Services, LLC site at www.ceterawealthservices.com. Please note: The charitable entities and/or fundraising opportunities described herein are not endorsed by, or affiliated with Cetera Wealth Services, LLC or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored, or approved by Cetera.

Important Information and Form CRS
Business Continuity