CA License No. 584714
Debbie began her financial services career in 1980. She is dedicated to providing comprehensive, highly personalized estate and business strategies for families, individuals and businesses. Her philosophy is based on cultivating healthy client relationships and educating clients and their successors on the benefits of preparation, to help meet their unique needs, leaving control with them as they prepare for the future of their loved ones and employees
Debbie concentrates her practice in the areas of business succession, wealth transfer and preservation. This includes general estate planning techniques such as estate tax minimization strategies, developing wealth transfer strategies and charitable estate strategies for corporations, partnerships and limited liability companies.
Debbie is a past president of the Premier Resource Group, a national associate of distinguished financial advisors (NAIFA-OC) and is involved in numerous industry organizations including MDRT. In 1990 she was president of the Orange County Association of Insurance and Financial Advisors. Debbie was honored by Securian Financial Services in 2009 with the Samuel R. Weems Award for her high standards of professionalism and continued contributions to the industry. Additionally, Debbie is a multi year recipient of the 2015 Five Star Wealth Manager award featured in Orange Coast Magazine.
Debbie is a Registered Representative and an Investment Advisor Representative of Securian Financial Services, Inc., member FINRA/SIPC. She is both a Charted Life Underwriter and a Chartered Financial Consultant. Debbie also holds licenses for life and health insurance and maintains multiple securities registrations (Series 6, 7, 63, 65).
In her free time Debbie enjoys family, friends, golf (1 hole-in-one!), traveling and gourmet cooking. She also enjoys donating time to charity and is involved in Tax & Financial Group's annual "We Care for Kids" golf tournament which raises close to $100,000 each year for the Make-a-Wish Foundation of Orange County and the Inland Empire. She currently resides in San Clemente, California.
Awards and club membership are based primarily on commissions, premiums, or fees generated from investment and insurance products and other criteria relative to leadership, achievement, and recruiting. Working with this individual or firm is not a guarantee of future financial results. Investors should conduct their own evaluation. The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as an investment advisory representative (IAR) or a registered investment advisor; 2. Actively employed as a credentialed professional in the financial services industry for a minimum of five years; 3. Favorable regulatory and complaint history review*; 4. Fulfilled their firm review based on internal firm standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutionalized discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Educational and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may opt to purchase additional profile ad space or related award promotional products. The award methodology does not evaluate the quality of services provided. The award is not indicative of the award winner's future performance. (Number of candidates) (market) wealth managers were considered for the award; (number of award winners) (approximately (percentage) percent of the award candidates) were named Five Star Wealth Managers.
*To qualify as having a favorable regulatory and complaint history for this award, the person cannot have (1) been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine, (2) had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional's consumer complaint process, (3) individually contributed to a financial settlement of a customer complaint filed with a regulatory authority, (4) filed for bankruptcy, or (5) been convicted of a felony. 3278830 DOFU 10/2020